:root{--ink:#10243e;--muted:#5f6f82;--brand:#1261a0;--brand2:#16a0a8;--light:#f3f8fc;--line:#dbe7f0;--white:#fff;--shadow:0 14px 45px rgba(16,36,62,.10);--radius:20px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.7}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto}.container{width:min(1160px,calc(100% - 36px));margin:auto}.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:999}.topbar{background:var(--ink);color:#fff;font-size:.9rem}.topbar .container{display:flex;justify-content:space-between;gap:18px;padding:7px 0}.topbar a{color:#fff}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:74px;gap:18px}.brand{display:flex;align-items:center;gap:11px;font-weight:800;color:var(--ink);font-size:1.1rem}.logo-mark{width:40px;height:40px;border-radius:12px;background:linear-gradient(135deg,var(--brand),var(--brand2));display:grid;place-items:center;color:#fff;font-weight:900;box-shadow:var(--shadow)}.nav-links{display:flex;align-items:center;gap:23px;font-weight:650;font-size:.95rem}.nav-links a{color:var(--ink)}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;background:linear-gradient(135deg,var(--brand),var(--brand2));color:#fff!important;padding:12px 20px;font-weight:750;border:0;cursor:pointer;box-shadow:0 10px 26px rgba(18,97,160,.22)}.btn:hover{text-decoration:none;transform:translateY(-1px)}.btn.secondary{background:#fff;color:var(--brand)!important;border:1px solid var(--line);box-shadow:none}.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:8px 10px}.hero{padding:86px 0 66px;background:radial-gradient(circle at 80% 20%,rgba(22,160,168,.15),transparent 32%),linear-gradient(180deg,#f8fbfe,#fff)}.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:54px;align-items:center}.eyebrow{display:inline-block;color:var(--brand);font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem}.hero h1{font-size:clamp(2.5rem,5vw,4.7rem);line-height:1.04;letter-spacing:-.05em;margin:.25em 0}.hero p{font-size:1.16rem;color:var(--muted);max-width:720px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}.trust-row{display:flex;gap:22px;flex-wrap:wrap;color:var(--muted);font-weight:650;font-size:.93rem}.visual{background:#fff;border:1px solid var(--line);border-radius:28px;padding:24px;box-shadow:var(--shadow)}.dashboard{display:grid;gap:16px}.dash-head{height:44px;border-radius:12px;background:linear-gradient(90deg,#eaf3fa,#f5fbfb)}.dash-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.metric{padding:18px;border-radius:16px;background:var(--light)}.metric b{font-size:1.8rem;display:block}.chart{height:160px;border-radius:16px;background:linear-gradient(180deg,rgba(18,97,160,.08),transparent),repeating-linear-gradient(0deg,transparent 0 32px,#e4edf4 33px),repeating-linear-gradient(90deg,transparent 0 52px,#e4edf4 53px);position:relative;overflow:hidden}.chart:after{content:"";position:absolute;left:8%;right:8%;bottom:18%;height:55%;border-top:5px solid var(--brand2);border-radius:50%;transform:skewY(-8deg)}section{padding:76px 0}.section-head{max-width:760px;margin-bottom:34px}.section-head h2{font-size:clamp(2rem,4vw,3.15rem);line-height:1.15;letter-spacing:-.03em;margin:.25em 0}.section-head p{color:var(--muted)}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.card{border:1px solid var(--line);border-radius:var(--radius);padding:26px;background:#fff;box-shadow:0 8px 28px rgba(16,36,62,.05)}.card h3{margin:.2em 0 .45em;line-height:1.25}.card p{color:var(--muted)}.icon{width:48px;height:48px;border-radius:14px;background:var(--light);display:grid;place-items:center;color:var(--brand);font-size:1.4rem;font-weight:900}.soft{background:var(--light)}.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.checklist{list-style:none;padding:0}.checklist li{margin:11px 0;padding-left:30px;position:relative}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--brand2);font-weight:900}.steps{counter-reset:step}.step{position:relative;padding-left:72px;margin:26px 0}.step:before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:var(--ink);color:#fff;font-weight:800}.cta{background:linear-gradient(135deg,var(--ink),#183b60);color:#fff;border-radius:30px;padding:48px}.cta p{color:#d6e4ef}.page-hero{padding:62px 0 40px;background:var(--light)}.page-hero h1{font-size:clamp(2.2rem,4.4vw,4rem);line-height:1.08;letter-spacing:-.04em;margin:.3em 0}.page-hero p{color:var(--muted);max-width:760px;font-size:1.1rem}.breadcrumbs{display:flex;gap:8px;flex-wrap:wrap;font-size:.9rem;color:var(--muted);margin-bottom:20px}.content-wrap{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:44px}.article{font-size:1.04rem}.article h2{font-size:2rem;line-height:1.25;margin-top:2.1em}.article h3{font-size:1.38rem;margin-top:1.6em}.article p,.article li{color:#31485f}.article .lead{font-size:1.18rem;color:var(--muted)}.article-callout{border-left:5px solid var(--brand2);background:var(--light);padding:20px 22px;border-radius:0 16px 16px 0}.sidebar{position:sticky;top:102px;align-self:start}.sidebar .card{margin-bottom:18px}.tag{display:inline-block;background:var(--light);border-radius:999px;padding:5px 11px;font-size:.82rem;margin:3px;color:var(--brand);font-weight:700}.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.post-card{display:flex;flex-direction:column}.post-card .meta{font-size:.85rem;color:var(--muted)}.post-card h2,.post-card h3{font-size:1.25rem}.post-card p{flex:1}.pagination{display:flex;gap:8px;flex-wrap:wrap;margin-top:36px}.pagination a,.pagination span{border:1px solid var(--line);padding:8px 12px;border-radius:9px}.pagination .current{background:var(--ink);color:#fff}.form{display:grid;gap:15px}.form label{font-weight:700}.form input,.form textarea,.form select{width:100%;padding:13px 14px;border:1px solid #bfd0dc;border-radius:11px;font:inherit}.form textarea{min-height:150px}.notice{font-size:.88rem;color:var(--muted)}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-weight:800}.footer{background:#0b1b2d;color:#d6e4ef;padding:58px 0 20px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:34px}.footer a{color:#d6e4ef}.footer h3{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.13);margin-top:34px;padding-top:18px;font-size:.87rem;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}.lang-switch{font-weight:800}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.stat{text-align:center;padding:24px}.stat b{display:block;font-size:2rem}.toc ul{padding-left:20px}.korean{word-break:keep-all}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:900px){.nav-links{display:none;position:absolute;left:18px;right:18px;top:76px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-btn{display:block}.hero-grid,.split,.content-wrap{grid-template-columns:1fr}.grid-3,.post-grid{grid-template-columns:1fr 1fr}.sidebar{position:static}.stats{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.visual{max-width:620px}}
@media(max-width:620px){.grid-3,.grid-2,.post-grid,.footer-grid{grid-template-columns:1fr}.hero{padding-top:58px}.topbar .container{display:block;text-align:center}.nav{min-height:66px}.cta{padding:30px}.stats{grid-template-columns:1fr 1fr}.hero h1{font-size:2.6rem}}